The Truth about Allstate’s Accident Forgiveness
You’ve been in an accident. Hey, it happens to almost all of us sooner or later, but that’s ok if you have Allstate’s Accident Forgiveness. All it takes is a second or two of inattention, and the next thing you know your car’stotaled and you’re standing there thinking horrible thoughts about what this is going to do to your car insurance rates. Before you panic and decide to devote
yourself to hoofing it for the rest of your life, take some time to talk to your
insurance agent about accident forgiveness. It happens all the time – a driver with an otherwise flawless driving record happens to be in the wrong place at the wrong time in the middle of the wrong conditions, and the next thing you know you’re staring at a fender bender the likes of which
you’ve never seen before-or the scrunched remains of what used to be your car. Are you all right? That’s the most important thing. If you’re all right, the rest is just details-and everyone knows you can always work out the details sooner or later. With Allstate’s Accident Forgiveness you help alleviate some of the stresses that are cause by an accident.
Allstate’s Accident Forgiveness Savings
Do you know how many car insurance companies are doing business in the U.S. right now?
Probably not! The answer is, a lot. While there are lots of insurance providers,
there’s lots of competition for customers, and where there’s competition for
customers there’s a chance for drivers to get a great deal on their insurance
coverage-or in this case, to save big time after they’ve been in an accident.
The average car insurance company will send your rates flying an average of 40%
after you’ve been in one accident (assuming the accident was your fault and the
other driver’s insurer isn’t picking up the tab). One accident! Even when you’ve
been a safe driver and a loyal customer for years! Someone finally jumped on the
idea that this wasn’t necessarily fair, and Allstate’s Accident Forgiveness was
Allstate’s Accident Forgiveness Benefits
Allstate’s Accident Forgiveness is an option that most all customers can get. Accident forgiveness
is a privilege reserved for drivers who have the Gold Protection Package or Platinum
Protection Package with our Your Choice Auto Insurance. Rather than cranking the knob and sending their car insurance rates soaring, Allstate will “forgive” the accident, which
means it will have no impact whatsoever on the cost of your insurance.
The Gold Protection package allows the customers to have one
at-fault accident every three years along with deductible rewards starting the day you sign. While the Platinum Protection package allows multiple accidents every three years while still giving you deductible rewards when you sign. If you are placed on the Gold Package and you do sustain an accident you can always have your policy changed to a platinum protection policy for a low charge. Having a policy that has Allstate’s accident forgiveness beats paying an extra $400 or more per year for your insurance coverage if you didn’t have the accident forgiveness policy! If you’ve been in an accident, pick up the phone and call us at Aaron Shealy’s Allstate to find out if you have Allstate’s Accident Forgiveness!